Loans For The Self-Employed First Home Buyer

If you’re self-employed or you own your own business, you’ll know all about the challenges of admin – keeping your accounts, finances and income flow all on track. It’s not easy. The last thing you need is a ‘no’ on your home loan application because of the paperwork. But here’s some good news. There are […]

What If You Don’t Have A 20% Home Loan Deposit?

What if you want to purchase your first home sooner? One way to buy a home without having the full 20% deposit is by paying loan mortgage insurance (LMI). With LMI, you are able to borrow a high percentage of the purchase price. It also allows you to purchase a property with a smaller deposit. […]

Finding A Home Loan When You’re Self-Employed

Seek expert advice Trying to navigate the home loan landscape solo may not produce the outcome you desire. There are many experts who can help self-employed people access a home loan, and a mortgage broker is a good first port of call. They will be able to provide you with an up-to-date overview of which […]

Top 7 Things Every First Home Buyer Needs To Know

Buying your first home?  Here are 7 things you need to know. TIP #1: Bigger deposit, better position While some lenders can offer low-deposit loans for less than 5 percent of the purchase price, saving  around 20 percent can offer you big benefits: Access to a wider pool of lenders and products You need to […]

6 Steps To Build That Home Loan Deposit When You Are Our Own Boss

When you’re self-employed you know only too well, your income can vary each month and that makes saving up for a home pretty tough going. If you really want to show potential lenders you’re a good candidate for a home loan, having a history of steady, regular savings is a really great place to start. Here are six ways […]

10 Steps To Buying Your First Home

Buying a home is both a wonderful and scary experience. You get excited going to open homes and visiting new suburbs and soon feel frustrated when it comes to organising the finances. Much of this confusion is not knowing enough about the different steps to buying your first home and what’s needed for each stage. […]

Put Yourself in a Strong Position to Buy a Home in 2019

The time between making the decision to buy a home and the turning of the key in your new front door can feel like a long stretch, but there are steps you can take right now to put yourself in a strong position when it comes to buying. The key is to consult with a […]

Smart Ways for First Home Buyers to Increase their Borrowing Capacity

Whether you’re beginning to save for your first home or are already looking through the market, it’s important that you keep your finances in mind throughout the process.  First Home Buyers should think of two things, how much deposit you need to save and have and how much you can borrow.   To buy a […]

HOW CAN YOUR FAMILY HELP WITH YOUR HOME LOAN DEPOSIT?

Call us: +61430144008 mpapa@maverickfinance.com.au Facebook Twitter Google-plus Home About Services Testimonials Blog Contact Enquire Now! HOW CAN YOUR FAMILY HELP WITH YOUR HOME LOAN DEPOSIT? Written by: Maria Papa What is Family Pledge? First Home Buyers with no deposit can use their mum and dad to assist. This option is known as Family Guarantee, Family […]

Is it the Right Time to Refinance your Home Loan?

Have you had a look at your home loan statement lately?  Have you noticed that lenders have slowly raised your interest rate? The major lenders – CBA, ANZ, Westpac and NAB have lifted their variable mortgage rates last September 2018 by at least 15 basis points.  If your rate has gone up above 4%, what […]