Getting a Better Rate

Getting a Better Rate Is one phone call really all it takes to secure a lower interest rate? With official interest rates trending downward, shrewd mortgage holders may take the opportunity to call their lender to ask for a better deal. But when even a small interest rate reduction means potential savings of thousands of […]

The upsides and downsides of home loan debt consolidation

A lot of small debts can balloon into one big headache. A simple way to get things under control could be to refinance your home loan to consolidate debt. So – is it right for you? What is debt consolidation? Simply put, debt consolidation is combining all your debts – credit cards, car loans etc. […]

What are the benefits of refinancing?

10 Reasons to Refinance Save money on interest cost This is the most common reason for refinancing. A 1% drop in interest rate on a $500,000 loan equates to a significant $5,000 savings in one year.  Is one phone call really all it takes to secure a lower interest rate? Click here to find out. […]