Mum and Daughter purchasing a home with the help of the Home Guarantee Scheme
Under the Home Guarantee Scheme, they don’t have to pay loan mortgage insurance even if they only have a 5% deposit.
My fixed rate is expiring, what next?
Apple Grace (not her real name) bought her first home 2 ½ years ago. In 6 months, this fixed rate will expire and she wants to know what her repayments will be
How rising interest rates affect consumer behavior amid inflation concern
As interest rates go up, people are spending less. Big banks in Australia are seeing a drop in consumer spending, even more than what official numbers show.
How to invest in real estate in your 20s
Before jumping into this venture, we’ll discuss the steps you need to take to ensure you are prepared to invest in real estate in your 20s.
Understanding Rate Lock: What it is and how it works
If you’re in the process of buying a home or refinancing your mortgage, you may have come across the term “rate lock.” We’ll explain what it is and how it works
How do you know you’re paying the right price for your dream home?
As a buyer, it can be tricky. Offer too much and you’ll end up paying more than market value. Offer too little and you risk missing out on your dream home
Tips for buying a house when the interest rate and inflation are high
With high inflation, the rise in the cash rate, and the increasing interest rates, as well as the drop in property prices, what should you be doing to navigate the property market?
How to get your budget under control
Getting your budget under control and your finances in order is essential to anyone looking to apply for a home loan, but particularly for first-home buyers
How to compare home loans and features?
Which home loan is right for you? How can you tell when there are so many different lenders, loan types and features available?
How to avoid paying Lenders’ Mortgage Insurance (LMI)?
LMI is an insurance policy that the bank takes out to protect itself against the risk that you (the borrower) will default on your loan repayment