How can I apply for the First Home Guarantee?
Buying your first home can be an exciting yet daunting experience, especially when it comes to financing. Fortunately, the Australian government has introduced several initiatives to help eligible first-home buyers enter the property market sooner. In this article, we will guide you through the First Home Guarantee (FHBG), a government initiative that provides assistance to […]
A beginner’s guide to Cash-out Refinance
Cash-out refinancing is a type of mortgage refinancing that enables you to tap into the equity in your home by taking out a new loan with a higher loan amount
Refinancing cost and fees
Refinancing can be a great way to save money if you believe you are paying too much for your loan, but there is more to it than just finding a loan with a lower
What is the Mortgage Broker’s Best Interest Duty (BID)?
As your mortgage and finance broker, I am here to help you achieve your dreams – whether that’s buying a home, a new car, or building wealth for your future.
What to expect in the property and lending market in the next 12 months?
What to expect in the property and lending market in the next 12 months? Written by: Maria Papa Originally published 06 June 2020 New GDP figures have confirmed the economy has shrunk by 0.3% for the first three months of 2020. GDP is a measure of the total value of all the goods and […]
What to do if you lost your job because of COVID-19
What to do if you lost your job because of COVID-19 Written by: Maria Papa The coronavirus pandemic has caused massive job losses here in Australia. So far, nearly one million Australians have lost their jobs as companies are cutting down on employees to weather the storm. The travel, retail and hospitality industries were severely […]
With Three Interest Rate Cuts, Is This The Best Time to Refinance?
Are you looking at paying less interest? Some people are savvy researchers and will want to take advantage of a lower interest rate from another lender should that be available to reduce repayments. If you aim for a lower interest rate, this could potentially save you a lot of money in the long term. While […]
7 Tips For Securing A Business Loan
Work out what is realistic It’s a good idea to find and compare credit options based on the amount of money you need to borrow, how you want it supplied and the type of security you want to provide (residential, non-residential or none at all). Find a finance broker The next step is to speak […]
Small Business Finance Without The Headache
Personal Loans A relatively young enterprise that doesn’t have a track record of success may not be looked upon favourably by banks. Lending decisions for this type of situation will be based on risk. A lack of financial history doesn’t help a business loan application, so for those who still want to go through the […]
How To Avoid A Home Loan Rejection In 2019?
Maria Papa recently did an interview with SBS on “How to Improve your Chances of Getting a Home Loan in 2019?” You can find the link to the interview here. Stop UberEats, Netflix and Amazon online shopping Spend less in the 3 to 6 months before you apply for a loan. If you are one […]