Smart ways to save for a deposit

Owning your own home is one of the major life goals for most people. Saving for a deposit can seem daunting at first, but it doesn’t have to be. Here are a number of things to consider to get you started and on track for home ownership sooner than you think. Analyse your current financial […]

Negotiation tactics for first home buyers

First Home Buyer

Interest rates remain at a record low currently, and the property market has been heating up despite the economic challenges due to the pandemic. Listings are currently lower which means buyers are competing for properties. So, if you are a first home buyer in a good financial position and considering buying using the First Home […]

How to save on loan mortgage insurance

Ways to avoid paying loan mortgage insurance

Saving for the 20% home deposit takes an average of 4.6 years, rising to over eight years for those buying in Sydney. Thus saving for a deposit can make the great Australian dream of buying a home seem out of reach. Paying loan mortgage insurance is one way of buying a home without having the […]

7 tips on getting a home loan approved

How to get my home loan approved

Australia’s property market performed impressively during the pandemic. Most capital cities saw median home prices rise to record highs by the 4th quarter of 2020. Record low interest rates and first home buyer incentives like the First Home Loan Deposit Scheme have driven strong demand. Prices just keep on going up and it’s becoming increasingly […]

10 steps to buying your first home

STEP 1: Have a chat with your mortgage broker In this first step, we get to know you and understand your financial situation.  We work out how much you can borrow, how much deposit you need, what your repayments will be and the price of property you can purchase.  We will also discuss the upfront […]