How to get a home loan if you’re self-employed

self-employed home loan

Applying for a home loan if you’re self-employed may seem daunting. The uncertainty of COVID-19 has made it even more difficult to assess its impact on your financial statements. If you’re self-employed or you own your own business, the challenges of admin – keeping your accounts, finances and income flow all on track is exacerbated […]

Negotiation tactics for first home buyers

First Home Buyer

Interest rates remain at a record low currently, and the property market has been heating up despite the economic challenges due to the pandemic. Listings are currently lower which means buyers are competing for properties. So, if you are a first home buyer in a good financial position and considering buying using the First Home […]

7 tips on getting a home loan approved

How to get my home loan approved

Australia’s property market performed impressively during the pandemic. Most capital cities saw median home prices rise to record highs by the 4th quarter of 2020. Record low interest rates and first home buyer incentives like the First Home Loan Deposit Scheme have driven strong demand. Prices just keep on going up and it’s becoming increasingly […]

Why you need a mortgage broker?

The role of a mortgage broker is to guide you through the home loan journey and help you choose the right product or feature for you. Our role is to work closely with a panel of lenders — from the big banks, to the smaller lenders you may not be as familiar with — to […]

10 steps to buying your first home

STEP 1: Have a chat with your mortgage broker In this first step, we get to know you and understand your financial situation.  We work out how much you can borrow, how much deposit you need, what your repayments will be and the price of property you can purchase.  We will also discuss the upfront […]

Is it time to fix your home loan?

Choosing a fixed interest rate home loan does offer comfort and certainty over your loan repayments. But fixing your rate generally comes at the cost of less features and flexibility.  Here is what you need to know about the pros and cons before you fix your home loan. PROS• Certainty that your repayments won’t change over the fixed term period.• […]