6 Mistakes to avoid when refinancing in 2023
If you’re considering refinancing, it’s a good idea to be aware of a few pitfalls when doing your research. Here are six mistakes to avoid.
A beginner’s guide to Cash-out Refinance
Cash-out refinancing is a type of mortgage refinancing that enables you to tap into the equity in your home by taking out a new loan with a higher loan amount
Understanding Rate Lock: What it is and how it works
If you’re in the process of buying a home or refinancing your mortgage, you may have come across the term “rate lock.” We’ll explain what it is and how it works
Alt Doc Loan: A guide for self-employed borrowers
Alt doc loans allow borrowers to prove their ability to service a loan using alternative forms of documentation, such as bank statements, declarations
Which comes first: property or loan?
Before you start your property search, you need to determine if you’re eligible to borrow money from a lender. Your ability to repay the loan will be assessed
How do you know you’re paying the right price for your dream home?
As a buyer, it can be tricky. Offer too much and you’ll end up paying more than market value. Offer too little and you risk missing out on your dream home
Tips for buying a house when the interest rate and inflation are high
With high inflation, the rise in the cash rate, and the increasing interest rates, as well as the drop in property prices, what should you be doing to navigate the property market?
Finding A Home Loan When You’re Self-Employed
If you’re self-employed and looking to buy a home, navigating the home loan process can be challenging. We’ll explore the tips to find the right home loan
How much deposit do nurses need to buy an investment property?
Buying an investment property for nurses and midwives is possible with just a 10% deposit without paying lenders’ mortgage insurance.
How to prepare for the fixed rate cliff
One in five Australians will have their fixed-rate loans end. If you’re facing the fixed rate cliff, it’s time to start preparing your financial parachute