Alt Doc Loan: A guide for self-employed borrowers
Alt doc loans allow borrowers to prove their ability to service a loan using alternative forms of documentation, such as bank statements, declarations
Which comes first: property or loan?
Before you start your property search, you need to determine if you’re eligible to borrow money from a lender. Your ability to repay the loan will be assessed
How do you know you’re paying the right price for your dream home?
As a buyer, it can be tricky. Offer too much and you’ll end up paying more than market value. Offer too little and you risk missing out on your dream home
Tips for buying a house when the interest rate and inflation are high
With high inflation, the rise in the cash rate, and the increasing interest rates, as well as the drop in property prices, what should you be doing to navigate the property market?
Finding A Home Loan When You’re Self-Employed
If you’re self-employed and looking to buy a home, navigating the home loan process can be challenging. We’ll explore the tips to find the right home loan
How much deposit do nurses need to buy an investment property?
Buying an investment property for nurses and midwives is possible with just a 10% deposit without paying lenders’ mortgage insurance.
How to prepare for the fixed rate cliff
One in five Australians will have their fixed-rate loans end. If you’re facing the fixed rate cliff, it’s time to start preparing your financial parachute
First Home Buyer Choice Key Features
NSW first home buyers (FHBs) will have the option to exchange stamp duty for an ongoing property tax (First Home Buyer Choice) from the 16th of January 2023.
How to prepare for rising interest rates?
With the rise in the cash rate, the big four banks passed the .25% rise to its borrowers. So what should you be doing today to help you ride through the future rate rises expected this 2022?
How to get your budget under control
Getting your budget under control and your finances in order is essential to anyone looking to apply for a home loan, but particularly for first-home buyers